Are You Eligible? Affordable Housing Criteria

Affordable Homes is a government initiative giving eligible buyers exclusive access to quality properties throughout South Australia, at affordable prices.

You may be eligible if you:
  • are 18 years of age or older
  • don’t currently own a property
  • plan to live in your new Affordable Home
  • are a South Australian resident
  • earn less than $110,000 and live in Greater Adelaide, or less than $95,000 and live in regional SA
  • have assets within the allowed limits (further information available on
Ineligible buyers can apply for consideration of exceptional circumstances by emailing [email protected].

Income and Asset Limits

Eligible single buyers

  • Gross income must not exceed $85,000 per year
  • Asset limits of $465,500.

Eligible families

  • Gross income must not exceed $110,000 per year
  • Asset limits of $594,500.

Related information

Calculating your income
When calculating your income, be sure to take into account these sources:


  • Centrelink Income Statement or letter confirming the benefit and other income paid in the previous fortnight
  • Income or pensions from Department of Veterans’ Affairs.


  • Gross salary or wages (including any regular overtime and allowances) as outlined in an employer’s Declaration Form, payment summary/group certificate, payslips or your last tax return
  • For casual employment, the last four consecutive weeks of gross income averaged over 12 months.

Income from your own business

  • Your net business income (before tax income minus expenses) as outlined on your tax return for the previous year.

Other sources

  • Overseas government payments
  • Workers compensation payments or insurance payouts
  • Spousal maintenance payments
  • Investment dividends
  • Accessed superannuation (superannuation is not included in income calculations unless you are 55 years old or over, and have accessed your superannuation).

Young family cooking in their kitchen in their Affordable Home